Choosing Your Loan Program

FHA. Conventional. USDA. VA. WHEDA. Every loan program has its own rules, benefits, and trade-offs — and the "best" one isn't the same for every buyer. This coaching session is designed to cut through the noise and help you find the program that actually fits your situation.

What This Session Covers

Rob Miller and the MadCity Home Loans team will walk you through:

• The core differences between FHA, Conventional, USDA, and VA loans
• Down payment requirements, credit minimums, and income guidelines for each program
• How your military service, location, or income type might open up programs you didn't know existed
• The pros and cons of each option based on your specific goals — lowest monthly payment, lowest down payment, fastest path to closing, and more
• How program selection affects your long-term costs, not just your closing day

Who This Is For

This session is built for buyers who've heard the loan program names but don't know which one applies to them — or who assumed they only qualified for one path when several may be available. It's also a great fit if you're comparing options between a conventional loan and a government-backed program for the first time.

What Happens Next

Rather than guessing based on generic online advice, you'll get a direct recommendation based on your income, credit, location, and goals — straight from the team that processes these loans every day.

Ready to find the loan program that's actually right for you? Schedule your coaching session with Rob Miller and the MadCity Home Loans team today.